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Hembree Insurance Agency Blog Page 2

View the latest blog posts from Hembree Insurance Agency.

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Thursday, August 26, 2021

Can I Insure Two Homes On One Policy?

There are a lot of complications that arise when you buy a second home — be it for vacation or as a rental property. Fortunately, you can combine two home insurance policies on a single plan. But you can't simply add a second home to the first insurance plan.  Here's what you need to know:  READ MORE >>

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Friday, July 9, 2021

Ways to Become a Preferred Driver

If you’re a good driver, you’re likely to reap certain benefits from your auto insurance provider. In fact, the safest drivers stand to benefit the most. Insurers frequently reward their best customers with certain perks. Often, insurers term their best drivers as Preferred Risk drivers. READ MORE >>

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Monday, June 14, 2021

Choosing the Right Employees to Operate Your Commercial Vehicles

When running a business that uses vehicles to transport goods, equipment and more, you will need commercial auto insurance to protect the vehicles and everyone inside. However, you shouldn’t just let anyone operate your business’ commercial vehicles. READ MORE >>

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Monday, May 24, 2021

How A Home Security System Can Lower Your Insurance Rates

Home insurance companies want to know that you’re taking care of your home. For this reason, they’ll often offer incentives (namely lower premiums) for actions you take to secure and maintain your property. Let's consider how taking the action of buying a home security system may lower your rates. READ MORE >>

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Thursday, April 8, 2021

Will My Insurance Rates Go Up If I Total My Car?

After a car wreck, you’ll need to work with your auto insurer to determine how much of the damage costs (if any) that your policy is going to pay. Sometimes, your insurer will opt to declare your car a total loss and pay you a settlement that you can pay towards the cost of a new vehicle.  READ MORE >>

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Monday, March 29, 2021

Does a BOP Cover Theft?

Business owners policies (BOPs) are designed to protect businesses from financial loss and other accidents. This insurance is crucial for small businesses in low risk industries. Unfortunately, BOPs don’t cover everything and it is important to know the restrictions on your policy.  READ MORE >>

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Friday, February 26, 2021

Insuring Valuables

Whether it’s a diamond ring or a silverware set, you should insure the things you value most. Find out more about affordable insurance options! Top Ways to Save on Your Homeowners Insurance Premium Consider raising your deductible. Invest in a home security system. READ MORE >>

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Friday, January 29, 2021

Should I Drop Collision Coverage on an Older Car?

When your vehicle grows older, you may be tempted to lower your car insurance coverage in order to save money. After all, as the value of your vehicle goes down, you may not need as much coverage as you did before. READ MORE >>

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Thursday, December 31, 2020

What Employees Qualify for Workers Compensation?

Employees are the key asset to every business and keeping those employees safe on the job is one of the many roles held by business owners. The best protection for employees while they are on the job, aside from creating a safe work environment, is offering the right workers compensation insurance policy. READ MORE >>

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Tuesday, November 17, 2020

Why Do Home Insurance Rates Change?

When you purchase a home insurance policy, one of the key factors in your decision is the price. Home insurance can be expensive, so you compare quotes and choose the best option for your coverage needs as well as your budget. However, home insurance rates tend to vary even while they are active. READ MORE >>

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