July 2, 2025
Will Hembree
Think Twice Before You Let Someone on Your Roof – Tips After a Hailstorm
Think Twice Before You Let Someone on Your Roof – Tips After a Hailstorm
When a hailstorm rolls through Georgia, your roof often takes the brunt of the damage. As a homeowner, it’s natural to want to act fast—but before you let a roofer climb up or give out your insurance information, it’s important to pause and protect yourself.
Always Get a Second Opinion
Not all roof damage is obvious—or legitimate. Some contractors may exaggerate the damage or claim repairs are needed when they aren’t. At Hembree Insurance Agency, we’ve seen cases where homeowners could have saved thousands just by getting a second opinion.
Tip: After a storm, contact a trusted local roofer (or your insurance company) and get multiple inspections. A second opinion helps ensure the damage is real—and fairly priced.
Never Give Your Policy Number to a Roofer
Your insurance policy number is like your bank account number. It’s private. When you share it with a roofer, you open the door for them to file a claim on your behalf—sometimes without your knowledge or consent. This could lead to unnecessary claims, increased premiums, or even fraud investigations.
Protect your policy information like you would your credit card. If a roofer insists they need your policy number, that’s a red flag.
Don’t Let Just Anyone on Your Roof
Letting an unverified person on your roof is a risk—not just for your property, but for your liability as a homeowner. If they get hurt, you could be responsible. If they fabricate damage or make unnecessary “repairs,” it could cost you your deductible—or more.
Only allow licensed, insured, and trusted professionals to inspect your roof. When in doubt, call your insurance agent for recommendations.
We’re Here to Help
At Hembree Insurance Agency, we want to help protect you—not just with coverage, but with guidance. If you’ve experienced hail damage, call us first. We’ll walk you through the next steps and connect you with reputable roofers if needed.
Contact us today at 770-565-9900 if you have any questions about your policy or need help after a storm.
Categories: Blog