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Home > Blog > Hembree Insurance Agency Blog: auto insurance
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Hembree Insurance Agency Blog: auto insurance

View the latest blog posts from Hembree Insurance Agency.

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Monday, June 6, 2022

6 Ways to Save on Auto Insurance

Everyone can benefit from saving a few bucks whenever possible. And, while car insurance is necessary—both to meet state requirements and for your own financial security—it would be helpful to pay less for it. Your auto insurance premium is calculated using a variety of factors, but, luckily, there are things you can do to reduce your rate. READ MORE >>

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Thursday, April 7, 2022

Understanding Your Auto Insurance Policy

Have you ever read your auto insurance policy? Insurance professionals spend years learning to review and analyze coverage. It can take a lot of time and effort to work through all of the provisions. Besides, as a typical policyholder, if you ever managed to read an entire policy, you’d probably find it pretty boring. READ MORE >>

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Tuesday, January 18, 2022

3 Important Reasons to Always Have Car Insurance

In today’s uncertain economic times, people are driving less. They also are trying to save as much as they can on expenses, including their auto insurance. You might feel tempted to let your coverage lapse if you no longer drive. However, that’s the wrong decision. READ MORE >>

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Friday, July 9, 2021

Ways to Become a Preferred Driver

If you’re a good driver, you’re likely to reap certain benefits from your auto insurance provider. In fact, the safest drivers stand to benefit the most. Insurers frequently reward their best customers with certain perks. Often, insurers term their best drivers as Preferred Risk drivers. READ MORE >>

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Monday, June 14, 2021

Choosing the Right Employees to Operate Your Commercial Vehicles

When running a business that uses vehicles to transport goods, equipment and more, you will need commercial auto insurance to protect the vehicles and everyone inside. However, you shouldn’t just let anyone operate your business’ commercial vehicles. READ MORE >>

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Thursday, April 8, 2021

Will My Insurance Rates Go Up If I Total My Car?

After a car wreck, you’ll need to work with your auto insurer to determine how much of the damage costs (if any) that your policy is going to pay. Sometimes, your insurer will opt to declare your car a total loss and pay you a settlement that you can pay towards the cost of a new vehicle.  READ MORE >>

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Friday, January 29, 2021

Should I Drop Collision Coverage on an Older Car?

When your vehicle grows older, you may be tempted to lower your car insurance coverage in order to save money. After all, as the value of your vehicle goes down, you may not need as much coverage as you did before. READ MORE >>

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Friday, October 30, 2020

Why Do Insurance Companies Need to Know Who Borrows Your Car?

When you fill out paperwork to purchase a car insurance policy, you will be asked who will be operating the vehicle. This answer may be obvious to some: it’s your car, so obviously you will be driving it. But insurers ask this because drivers often don’t let the insurer know that someone else will be frequently borrowing the car. READ MORE >>

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Wednesday, July 15, 2020

Why Car Insurance Premiums Might Rise When You Move

Georgia continues to attract new residents, particularly to major urban areas like greater Atlanta. People today are more apt to move frequently to meet the demands of career or family. Still, even if you only relocate a few miles, you face different risks and liabilities than you did in your old home. READ MORE >>

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Monday, June 15, 2020

Commercial Auto Insurance Vs Personal Car Insurance

When carrying commercial auto insurance, your coverage must meet the state liability limits. Your agent can help you understand the minimum coverage limits. However, if you own a business vehicle, you need to know the difference between personal and commercial auto insurance. Personal vs. READ MORE >>

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