Business & Commercial Insurance
Business & Commercial Insurance Quote Forms
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Business & Commercial Insurance Information
For Businesses In Marietta, Kennesaw, Douglasville And Surrounding Areas In North Georgia
Georgia is a growing hub of activity, offering millions of jobs and business opportunities. With a great idea, hard work and persistence, many businessowners in Georgia to reap the benefits of this growth. It's important that all this hard work is protected, though. One claim could wipe out your savings and send you right back to square one.
At Hembree Insurance Agency, we understand the risks Georgia business owners face and work hard to provide them the lowest business insurance rates available in the state for important coverage.
Common Business Insurance Questions
What Insurance Do You Need for a Small Business?
Georgia has certain requirements for small businesses:
Workers Compensation Insurance
Most businesses require workers compensation insurance if they employ three or more people. This insurance provides compensation to an employee that is injured on the job. It can also cover legal fees if the employee decides to sue.
Commercial Auto Insurance
Any business that uses or owns vehicles must carry commercial auto insurance. Requirements for Georgia commercial vehicles are:
- Bodily Injury Liability: $25,000 per person, $50,000 per accident
- Property Damage Liability: $25,000 per accident
It can also be beneficial to get general liability insurance.
Each business is unique, so speak with an agent at Hembree Insurance Agency about your business today.
How Much Is Small Business Insurance Per Month?
Small business insurance rates vary depending on a variety of factors, such as the type of insurance and coverage limits. On average, the cost of general liability insurance is about $40 a month.
Do I Need Business Insurance For My LLC?
Georgia requires LLCs to carry workers compensation insurance. It's also recommended that LLCs carry general liability and any insurance needed unique to the business.
How Much Does Business Insurance Cost?
Business insurance is influenced by such factors as the size of the business, its location, its industry and its claims history. Fill out an online form for a free, customized quote today.
How Does Business Insurance Work?
As with other insurances, business owners pay a premium for business insurance coverage. This coverage provides compensation for losses covered by the policy.