Auto+Home Insurance Bundled
1. Benefits of Bundling
Discounts – Most insurers offer 10–25% savings when you bundle.
Simplified Management – One provider, one bill, one point of contact.
Increased Coverage Perks – Some insurers offer better coverage limits or perks for bundling.
2. Home Insurance Coverage
Dwelling Coverage – Covers damage to your house from events like fire, storms, or vandalism.
Personal Property – Protects belongings like furniture, electronics, and clothes.
Liability Protection – Covers legal costs if someone gets hurt on your property.
Loss of Use – Pays for temporary housing if your home becomes unlivable.
3. Auto Insurance Coverage
Liability Coverage – Pays for injuries and property damage you cause in an accident.
Collision Coverage – Covers damage to your car from an accident, regardless of fault.
Comprehensive Coverage – Covers theft, vandalism, and natural disasters.
Medical Payments / PIP – Helps cover medical bills for you and passengers.
Uninsured/Underinsured Motorist – Protects you if hit by someone with little or no insurance.
4. Cost Factors
Location – Where you live affects both home and auto premiums.
Credit Score – Higher scores can mean lower rates.
Home Features – Security systems, roof condition, and home age impact cost.
Driving Record – Accidents and violations increase auto insurance rates.
5. Estimated Cost for You in Georgia
- Home Insurance: $2,500–$3,500 per year (depending on home value and coverage).
- Auto Insurance: $1,500–$3,000 per year (varies based on vehicle, driving record, etc.).
- Bundled Discount: Likely saves you 10–25%, so potentially $500–$1,500 in savings per year.
Would you like recommendations on providers or help comparing quotes?