Marietta, GA Auto Insurance
Hembree Insurance strives to be the neighborhood insurance agency that our clients in Marietta can always trust to meet their insurance needs. We’re experts in all lines of personal insurance, and we can customize plans to meet the needs of the consumer in all circumstances. One plan that almost anyone in the area needs is quality auto insurance, and Hembree Insurance is here to help you get it.
Marietta is one of the largest and fastest-growing Atlanta suburbs, and makes up one of the nation’s most expansive urban areas. The area’s significant infrastructure system makes driving risks in the region significant, and any driver could experience an accident or vehicle hazard at any time. This makes it imperative for local drivers to be responsible and invest in quality auto insurance.
To get your auto insurance policy today, call us or request your free quote
Common Auto Insurance Questions
Auto insurance is a promise of financial assistance. By buying a policy, a driver agrees to pay the insurer, who in turn agrees to provide payment and other support to the driver in the event of unexpected, unavoidable vehicle accidents or other problems. With it, drivers will be reassured that they can recover from such challenges with minimal personal financial losses.
Any challenge or damage involving your vehicle could get very expensive, and it’s only natural to worry whether you will be able to afford such costs. Auto insurance will guarantee that you can. You can file a claim against this policy for accident costs and other losses for which you are responsible. The policy then pays a certain amount of money to aid you in your recovery costs.
Quality auto insurance will minimize your personal financial losses for such problematic losses, and you’ll be able to recover from these issues without costing yourself an arm and a leg.
The average auto insurance policy can offer numerous benefits, including:
Collision insurance: This covers damage to your own vehicle that you sustained in a wreck.
Comprehensive insurance: This coverage pays for damage from non-accident mishaps, such as weather damage, fires, theft, vandalism or similar accidents.
Medical payments coverage/Personal Injury Protection: If you get hurt in an accident, this coverage can pay for your medical bills. It sometimes will cover other losses, like lost income.
Uninsured/underinsured motorist insurance: This insures you against damage caused by someone else who doesn’t have appropriate liability coverage. If you are the victim of a hit-and-run, for example, then this coverage can pay for your car’s damage.
Plus, to further customize your benefits, you can add countless perks into qualifying policies, including:
Is auto insurance required?
By law, Georgia requires all registered drivers to carry at least the following liability insurance:
Bodily Injury Liability Coverage: $25,000 per person/$50,000 per accident
Property Damage Liability Coverage: $25,000 per accident
Drivers who have financed their vehicles might also be required to purchase collision, comprehensive, gap or other physical damage insurance in compliance with lender rules.
It is highly recommended that you carry more than just a minimum level of auto insurance on your policy, and we are the experts who can help you determine precisely which coverage is best for you.
Numerous factors can influence the cost of your auto policy, including:
The value of your vehicle
Your driving accident history
Your history of claims on other auto policies
Where you live
How far you drive each year
It is possible for two drivers to have identical policies, but still pay different prices for them. However, we’ll make sure that we search our carrier network to help you find the policy that will offer you the most optimized price level for the benefits of your choice.