July 6, 2022
AgencyDo You Need A Business Owner’s Policy To Work From Home?
If you work from home, you may need a business owner’s policy. This is often not a set rule. Rather, it is a look at your overall insurance needs. Is There A Rule That You Need BOP Insurance? There is rarely going to be a rule that you need BOP insurance. The only types of […]
June 6, 2022
Agency6 Ways to Save on Auto Insurance
Everyone can benefit from saving a few bucks whenever possible. And, while car insurance is necessary—both to meet state requirements and for your own financial security—it would be helpful to pay less for it. Your auto insurance premium is calculated using a variety of factors, but, luckily, there are things you can do to reduce […]
May 13, 2022
AgencyWhat is Covered Under a Typical Home Insurance Policy?
Mortgage companies require most people buying a home to purchase home insurance, and for good reason. Your home is likely to be your biggest investment, and it should have adequate coverage in the event of fire, theft, natural disasters or some other emergency. When shopping for home insurance, keep in mind that there are differing […]
April 7, 2022
AgencyUnderstanding Your Auto Insurance Policy
Have you ever read your auto insurance policy? Insurance professionals spend years learning to review and analyze coverage. It can take a lot of time and effort to work through all of the provisions. Besides, as a typical policyholder, if you ever managed to read an entire policy, you’d probably find it pretty boring. Your […]
March 17, 2022
AgencyWorkers’ Compensation Premium Audit Tips
At the end of every workers’ compensation policy period, insurance carriers conduct audits to ensure that paid premiums accurately reflected a business’s operations over the duration of the policy period. This is necessary, because premiums paid at the beginning of the policy period are only estimates based on projected payroll and assigned employee classification codes. […]
February 22, 2022
Agency5 Tips to Reduce the Risk of Fires
Making your home safer should always be your goal, but it’s not always easy to see the potential risks that could have you calling your insurance agent. Fire risks can be hard to spot, but they can cause thousands of dollars’ worth of damage in homes. Use these tips as a starting point for reducing […]
January 18, 2022
Agency3 Important Reasons to Always Have Car Insurance
In today’s uncertain economic times, people are driving less. They also are trying to save as much as they can on expenses, including their auto insurance. You might feel tempted to let your coverage lapse if you no longer drive. However, that’s the wrong decision. You might face severe financial penalties if you ever let […]
December 27, 2021
AgencyAre You Covered By Workers Compensation Insurance When Working From Home?
Due to the digital age, more and more employees are working from home. This raises the question: Is an employee covered if they suffer a work-related injury or illness at home? If you’re a temporary or permanent telecommuter, this article can help you figure out whether you are covered by workers compensation insurance. Are Telecommuters […]
November 22, 2021
AgencyDoes Home Insurance Cover the Cost of a Hot Water Heater Replacement?
If you own a home and it suffers damage, you may assume your home insurance will step in and help cover those losses. In some cases, it will. In others, though, it will not. Perhaps your hot water heater bursts. It happened out of nowhere and flooded your basement. You have damage to your home’s […]
October 22, 2021
AgencyHome Insurance Protects More Than Your Property
For many, home insurance is mostly about protecting the home and personal belongings from damage or loss. The liability part of home insurance isn’t always given as much careful consideration. This could be in part because people feel that most guests don’t sue their hosts. However, there are many not so far-out-there scenarios that can […]