Workers compensation insurance

At the end of every workers’ compensation policy period, insurance carriers conduct audits to ensure that paid premiums accurately reflected a business’s operations over the duration of the policy period. This is necessary, because premiums paid at the beginning of the policy period are only estimates based on projected payroll and assigned employee classification codes.  […]

Due to the digital age, more and more employees are working from home. This raises the question: Is an employee covered if they suffer a work-related injury or illness at home?  If you’re a temporary or permanent telecommuter, this article can help you figure out whether you are covered by workers compensation insurance.  Are Telecommuters […]

Employees are the key asset to every business and keeping those employees safe on the job is one of the many roles held by business owners. The best protection for employees while they are on the job, aside from creating a safe work environment, is offering the right workers compensation insurance policy. However, not all […]

A business owners policy, or BOP, combines certain coverages into a single policy that’s typically more affordable for small businesses than purchasing separate coverages. There’s often confusion in what a BOP covers, however. A basic BOP includes: General Liability: This covers incidents involving bodily injury or property damage to a third party that occurs as […]