auto insurance rates

If you drive in Georgia, you’ve probably heard the term Uninsured Motorist (UM) coverage. But what is it, and do you really need it? At Hembree Insurance Agency, we get this question all the time. Below, we’ve answered the most common FAQs about UM coverage so you can make an informed decision about protecting yourself […]

Understanding Auto Insurance Liability Limits in Georgia When it comes to auto insurance in Georgia, one of the key components you’ll encounter is the concept of liability limits. Whether you’re a new driver or someone who’s updating their policy, it’s important to understand how these limits work, what they mean for you, and how they […]

After a car wreck, you’ll need to work with your auto insurer to determine how much of the damage costs (if any) that your policy is going to pay. Sometimes, your insurer will opt to declare your car a total loss and pay you a settlement that you can pay towards the cost of a […]