February 17, 2025
Will HembreeMajor Insurers Denying Nearly Half of Claims
In 2023, a significant number of homeowners faced unexpected challenges when filing insurance claims for property damage. According to a report by Weiss Ratings, 13 major U.S. property insurers denied payment on 47.5% of the 3.9 million homeowner claims they closed that year. This trend reflects a broader issue, as the overall denial rate across […]
February 11, 2025
Will HembreeHow Much Life Insurance Do I Need? [Free Calculator]
You know all those inspiring songs and speeches that encourage you to live like it’s your last day on Earth? Turns out that’s a good mindset for calculating how much life insurance you may need. And, to make it easier, we created a life insurance needs estimator to walk you through the many factors to consider. Start […]
February 10, 2025
Will HembreeWhy Home Insurance Rates Are Skyrocketing Due to Extreme Weather
Why Home Insurance Rates Are Skyrocketing Due to Extreme Weather If you’ve recently noticed your home insurance premiums climbing, you’re not alone. Across the country, homeowners are seeing sharp increases in their insurance costs, and a significant reason for this surge is the growing impact of extreme weather events. From hurricanes and wildfires to hailstorms […]
June 2, 2023
AgencyThree Mistakes To Avoid When Buying Auto Insurance
It’s easy to think that buying auto insurance is one of those things that we’ll eventually get the hang of. But the truth is, it can be confusing to even seasoned drivers. Whether you’re a brand-new driver, or just want to make sure that you’re getting the best insurance you can buy, here are three […]
May 18, 2023
Agency5 Common Homeowners Mistakes
Both new homeowners and veteran homeowners can fall into common pitfalls when it comes to homeowners insurance. Homeowners insurance isn’t always straightforward, and mistakes are often made when it comes to coverage and compensation. Make sure you don’t fall into these common mistakes with your home insurance policy. Overestimating How Much Home Insurance You Have […]
April 14, 2023
AgencySome Ways to Save on Auto Insurance
Everyone is looking to save on their auto insurance and there are multiple ways to do it. It’s always best to contact your independent agent to get more details but here are a few tips to get you started on keeping your car safe and your wallet heavy. Policy bundles: If you have auto insurance, […]
March 1, 2023
AgencyHow Do You Know When a Car is Totaled?
Car accidents are scary no matter if they’re small fender-benders or multi-car crashes. If you are involved in an accident of any kind, it is important to have the damage assessed by a professional. But what happens in a large crash? How do you know when your car will be declared as totaled? There are […]
February 6, 2023
AgencyHow Does Bundled Insurance Work?
You could be missing out on potential savings if you have multiple insurance policies with different insurers. By purchasing multiple policies with the same insurer—a process known as bundling—you could find significant discounts. Contact Hembree Insurance to learn more about how you could save money by bundling your auto and home insurance with us. We […]
January 4, 2023
Agency5 Reasons Why I Need to Keep My Auto Insurance Up to Date
Changes that occur in your life or with your primary vehicle warrant a new look at your auto-insurance coverage to make sure you have the most up-to-date coverage working for you and all of the drivers in your family. You need to be proactive in letting your insurance agent know when certain life changes occur […]
December 7, 2022
AgencyHow Much General Liability Insurance Does My Small Business Need?
Every business large or small faces a variety of dangers when it comes to operation. One of the main dangers is liability, which protects your business against claims such as bodily injury and property damage. The amount of coverage you need may vary, however. Your business’ industry is just as important as the size of […]