March 29, 2021
AgencyDoes a BOP Cover Theft?
Business owners policies (BOPs) are designed to protect businesses from financial loss and other accidents. This insurance is crucial for small businesses in low risk industries. Unfortunately, BOPs don’t cover everything and it is important to know the restrictions on your policy. Property Theft Coverage Besides general liability coverage, a basic business owners policy includes […]
February 26, 2021
AgencyInsuring Valuables
Whether it’s a diamond ring or a silverware set, you should insure the things you value most. Find out more about affordable insurance options! Top Ways to Save on Your Homeowners Insurance Premium Consider raising your deductible. Invest in a home security system. Update exterior locks to dead bolts. Install smoke alarms. Select an automatic […]
January 29, 2021
AgencyShould I Drop Collision Coverage on an Older Car?
When your vehicle grows older, you may be tempted to lower your car insurance coverage in order to save money. After all, as the value of your vehicle goes down, you may not need as much coverage as you did before. There are other things to consider when thinking about dropping your coverage, however—such as […]
December 31, 2020
AgencyWhat Employees Qualify for Workers Compensation?
Employees are the key asset to every business and keeping those employees safe on the job is one of the many roles held by business owners. The best protection for employees while they are on the job, aside from creating a safe work environment, is offering the right workers compensation insurance policy. However, not all […]
November 17, 2020
AgencyWhy Do Home Insurance Rates Change?
When you purchase a home insurance policy, one of the key factors in your decision is the price. Home insurance can be expensive, so you compare quotes and choose the best option for your coverage needs as well as your budget. However, home insurance rates tend to vary even while they are active. You may […]
October 30, 2020
AgencyWhy Do Insurance Companies Need to Know Who Borrows Your Car?
When you fill out paperwork to purchase a car insurance policy, you will be asked who will be operating the vehicle. This answer may be obvious to some: it’s your car, so obviously you will be driving it. But insurers ask this because drivers often don’t let the insurer know that someone else will be […]
September 16, 2020
AgencyHow to File a General Liability Insurance Claim
In every business, there is a chance that your mistakes could harm a client. Sometimes, these mistakes could cause them physical injuries. When they do, the client could face significant recovery costs, lost income and medical bills. However, since the business was the party responsible for the accident, they might have to be the one […]
August 27, 2020
AgencyUnderstanding Homeowners Insurance Exclusions
When you buy a house, you will likely have to buy homeowners insurance, too. Most lenders require it because it can help you afford to rebuild your home and protect its value following an accident or other hazard. However, while you might think your policy will cover damage of all kinds, that isn’t always true. […]
July 15, 2020
AgencyWhy Car Insurance Premiums Might Rise When You Move
Georgia continues to attract new residents, particularly to major urban areas like greater Atlanta. People today are more apt to move frequently to meet the demands of career or family. Still, even if you only relocate a few miles, you face different risks and liabilities than you did in your old home. That’s even true […]
June 15, 2020
AgencyCommercial Auto Insurance Vs Personal Car Insurance
When carrying commercial auto insurance, your coverage must meet the state liability limits. Your agent can help you understand the minimum coverage limits. However, if you own a business vehicle, you need to know the difference between personal and commercial auto insurance. Personal vs. Commercial Car Insurance When differentiating between commercial and personal car insurance, […]