What the Government Shutdown Means for Insurance in Kennesaw, GA — Why You Should Review Your Coverage

How the Government Shutdown Could Impact Insurance in Kennesaw, GA

As the federal government shutdown stretches on, many in Kennesaw, GA are asking: Could this affect my insurance? The short answer is yes — especially if you’re a homeowner, business owner, or rely on marketplace health insurance.

Here at Hembree Insurance in Kennesaw, we want to help you understand what’s at stake and what actions to take now.

1. What Happens During a Government Shutdown?

A shutdown means many federal services pause — including parts of insurance-related programs like:

• The National Flood Insurance Program (NFIP) – May be unable to issue new or renewed policies.

• ACA Health Insurance Subsidies – Delays or changes could impact premiums.

• Federal support for disaster claims – Delays in FEMA responses and claims processing.

2. How This Affects Kennesaw Residents

• Buying or Refinancing a Home?
  If your property is in a flood zone (yes, we have them in Cobb County), a shutdown can delay your closing if flood insurance can’t be issued through NFIP.

• Small Business Owner?
  You may see rising premiums on business liability or group health plans as federal support stalls and insurers adjust to uncertainty.

• Individual Health Insurance?
  If you use the Health Insurance Marketplace, subsidy changes could make premiums go up in 2026 — and now’s the time to prepare.

3. What You Can Do Now

• Review Your Policies – Especially flood, health, or any policy tied to federal programs.

• Ask Us About Private Flood Options – We offer alternatives if NFIP is unavailable.

• Stay Ahead of Rising Costs – A quick review now could save you big headaches (and dollars) later.

Local Help, Real Answers

At Hembree Insurance Agency, we’re based right here in Kennesaw — and we’re keeping a close eye on how national events affect local insurance coverage. Whether you need home, auto, flood, health, or business insurance, we’ll guide you through the changes and help you stay protected.

📞 Call us today at 770-565-9900 or 📍 visit our Kennesaw office to schedule a free policy review.
Let’s make sure you’re covered — no matter what happens in Washington.