September 2, 2022
AgencyDo Individuals Need Commercial Auto Insurance?
Many times, commercial auto insurance is discussed in terms of businesses. Several businesses offer commercial auto insurance for vehicles used or owned by work purposes. Large business owners aren’t the only ones who may need commercial auto insurance, however. If you use your vehicle for work purposes, you may need commercial auto insurance. What Does […]
August 12, 2022
AgencyHow to Save on Home Insurance
Home insurance is required if you have a mortgage on your home, but that does not mean you can’t find ways to save money on your homeowners insurance policy. Here are several ways you can pay a lower price for great coverage. Ask. You never really know until you ask, right? Talk with your independent […]
July 6, 2022
AgencyDo You Need A Business Owner’s Policy To Work From Home?
If you work from home, you may need a business owner’s policy. This is often not a set rule. Rather, it is a look at your overall insurance needs. Is There A Rule That You Need BOP Insurance? There is rarely going to be a rule that you need BOP insurance. The only types of […]
June 6, 2022
Agency6 Ways to Save on Auto Insurance
Everyone can benefit from saving a few bucks whenever possible. And, while car insurance is necessary—both to meet state requirements and for your own financial security—it would be helpful to pay less for it. Your auto insurance premium is calculated using a variety of factors, but, luckily, there are things you can do to reduce […]
May 13, 2022
AgencyWhat is Covered Under a Typical Home Insurance Policy?
Mortgage companies require most people buying a home to purchase home insurance, and for good reason. Your home is likely to be your biggest investment, and it should have adequate coverage in the event of fire, theft, natural disasters or some other emergency. When shopping for home insurance, keep in mind that there are differing […]
April 7, 2022
AgencyUnderstanding Your Auto Insurance Policy
Have you ever read your auto insurance policy? Insurance professionals spend years learning to review and analyze coverage. It can take a lot of time and effort to work through all of the provisions. Besides, as a typical policyholder, if you ever managed to read an entire policy, you’d probably find it pretty boring. Your […]
March 17, 2022
AgencyWorkers’ Compensation Premium Audit Tips
At the end of every workers’ compensation policy period, insurance carriers conduct audits to ensure that paid premiums accurately reflected a business’s operations over the duration of the policy period. This is necessary, because premiums paid at the beginning of the policy period are only estimates based on projected payroll and assigned employee classification codes. […]
February 22, 2022
Agency5 Tips to Reduce the Risk of Fires
Making your home safer should always be your goal, but it’s not always easy to see the potential risks that could have you calling your insurance agent. Fire risks can be hard to spot, but they can cause thousands of dollars’ worth of damage in homes. Use these tips as a starting point for reducing […]
January 18, 2022
Agency3 Important Reasons to Always Have Car Insurance
In today’s uncertain economic times, people are driving less. They also are trying to save as much as they can on expenses, including their auto insurance. You might feel tempted to let your coverage lapse if you no longer drive. However, that’s the wrong decision. You might face severe financial penalties if you ever let […]
December 27, 2021
AgencyAre You Covered By Workers Compensation Insurance When Working From Home?
Due to the digital age, more and more employees are working from home. This raises the question: Is an employee covered if they suffer a work-related injury or illness at home? If you’re a temporary or permanent telecommuter, this article can help you figure out whether you are covered by workers compensation insurance. Are Telecommuters […]