November 22, 2021
AgencyDoes Home Insurance Cover the Cost of a Hot Water Heater Replacement?
If you own a home and it suffers damage, you may assume your home insurance will step in and help cover those losses. In some cases, it will. In others, though, it will not. Perhaps your hot water heater bursts. It happened out of nowhere and flooded your basement. You have damage to your home’s […]
October 22, 2021
AgencyHome Insurance Protects More Than Your Property
For many, home insurance is mostly about protecting the home and personal belongings from damage or loss. The liability part of home insurance isn’t always given as much careful consideration. This could be in part because people feel that most guests don’t sue their hosts. However, there are many not so far-out-there scenarios that can […]
September 10, 2021
AgencySigns You Need General Liability Coverage for Your Business
Not sure you need insurance coverage for your small business? Think again! You might be putting yourself at risk by not having a policy. Take a look at these four signs you need general liability coverage and make a determination for yourself. Sign #1: You Have a Physical Location Visited by Customers Anytime you have […]
August 27, 2021
AgencyCan I Insure Two Homes On One Policy?
There are a lot of complications that arise when you buy a second home — be it for vacation or as a rental property. Fortunately, you can combine two home insurance policies on a single plan. But you can’t simply add a second home to the first insurance plan. Here’s what you need to know: […]
July 9, 2021
AgencyWays to Become a Preferred Driver
If you’re a good driver, you’re likely to reap certain benefits from your auto insurance provider. In fact, the safest drivers stand to benefit the most. Insurers frequently reward their best customers with certain perks. Often, insurers term their best drivers as Preferred Risk drivers. Preferred drivers help not only their insurance companies, but also […]
June 14, 2021
AgencyChoosing the Right Employees to Operate Your Commercial Vehicles
When running a business that uses vehicles to transport goods, equipment and more, you will need commercial auto insurance to protect the vehicles and everyone inside. However, you shouldn’t just let anyone operate your business’ commercial vehicles. The drivers of your business can affect your company’s reputation and commercial auto insurance rates. Ask About Their […]
May 24, 2021
AgencyHow A Home Security System Can Lower Your Insurance Rates
Home insurance companies want to know that you’re taking care of your home. For this reason, they’ll often offer incentives (namely lower premiums) for actions you take to secure and maintain your property. Let’s consider how taking the action of buying a home security system may lower your rates. What is a Home Security System? […]
April 8, 2021
AgencyWill My Insurance Rates Go Up If I Total My Car?
After a car wreck, you’ll need to work with your auto insurer to determine how much of the damage costs (if any) that your policy is going to pay. Sometimes, your insurer will opt to declare your car a total loss and pay you a settlement that you can pay towards the cost of a […]
February 26, 2021
AgencyInsuring Valuables
Whether it’s a diamond ring or a silverware set, you should insure the things you value most. Find out more about affordable insurance options! Top Ways to Save on Your Homeowners Insurance Premium Consider raising your deductible. Invest in a home security system. Update exterior locks to dead bolts. Install smoke alarms. Select an automatic […]
January 29, 2021
AgencyShould I Drop Collision Coverage on an Older Car?
When your vehicle grows older, you may be tempted to lower your car insurance coverage in order to save money. After all, as the value of your vehicle goes down, you may not need as much coverage as you did before. There are other things to consider when thinking about dropping your coverage, however—such as […]